Free calculators for EMI, SIP, Loan Eligibility and BMI. Choose currency (saved in your browser). Amortization schedule appears below the EMI inputs and can be exported as CSV.
| Month | Payment | Principal | Interest | Balance |
|---|
EMI: Enter loan amount, annual interest rate and tenure (in months) then click "Calculate EMI". Amortization table shows each month's principal, interest and remaining balance. Use Export Schedule to download CSV.
SIP: Enter monthly investment, expected annual return and duration in years. Click Calculate to see projected future value and invested vs gains chart.
Loan Eligibility: Enter monthly income and existing EMIs to view a rough eligibility estimate — lenders differ; consider this an estimate only.
BMI: Enter weight (kg) and height (cm) to calculate BMI and classification.
Q: Is this an exact bank quote?
A: No — calculators provide estimates. Always verify final terms with your lender before applying.
Q: Does this store my data?
A: No personal data is stored. LocalStorage is used only to remember currency preference.
Q1. How is EMI calculated for car loans?
EMI for a car loan is calculated using the standard formula EMI = [P × R × (1 + R)^N] / [(1 + R)^N – 1]. Use our car loan EMI calculator to see your monthly payment and amortization schedule instantly.
Q2. Can I calculate EMI for a home loan of ?50 lakh?
Yes. Enter ?50,00,000 as your loan amount in the home loan EMI calculator and set your interest rate and tenure to get accurate EMI details along with a repayment chart.
Q3. How to calculate bike loan EMI online?
Use the bike loan EMI calculator on FinanceCalculatorsHub to check monthly EMIs for 1, 2, or 3 years. It supports all currencies including INR, USD, AED, and EUR.
Q4. Can I download the loan repayment schedule as Excel or CSV?
Absolutely. After calculating your EMI, click on “Export Schedule” to download the complete amortization schedule in CSV format, compatible with Excel and Google Sheets.
Q5. Does the EMI change if the interest rate changes?
Yes. When the bank revises interest rates, your EMI or loan tenure changes. You can easily recalculate using our adjustable EMI calculator by entering the new rate.
Q6. What is an amortization table in a loan?
The amortization table shows the monthly breakdown of EMI into principal and interest. Our calculator auto-generates this below the input form.
Q7. Can I calculate personal loan EMI for 5 years?
Yes. Select “Personal Loan” from the tabs and input tenure as 60 months (5 years). The personal loan EMI calculator provides instant results.
Q8. Does FinanceCalculatorsHub work on mobile phones?
Yes — it’s designed to be fully mobile-friendly, responsive, and lightweight for instant results on any device.
Q9. Which currency can I use for my calculation?
You can choose from 20+ global currencies including INR, USD, EUR, GBP, AED, AUD, CAD, SGD, JPY, CHF, HKD, and more. Your preferred currency is saved automatically.
Q10. Can I calculate EMI in USD or AED?
Yes — select USD or AED from the dropdown menu to instantly convert all EMI results into that currency.
Q11. Is this EMI calculator suitable for banks or finance blogs?
Yes. Many finance websites and bloggers use FinanceCalculatorsHub tools for embedding or reference because they are fast, accurate, and AdSense-friendly.
Q12. Can I calculate loan EMI for variable interest rates?
You can simulate this by recalculating with new rates. The FinanceCalculatorsHub EMI tool instantly updates your results and amortization schedule.
Q13. Is the EMI calculator suitable for student loans?
Yes. Simply enter your education loan amount and tenure. The loan EMI calculator works for any type of installment-based loan.
Q14. Does the SIP calculator show returns per month?
Yes. Our SIP calculator with chart displays investment growth and gain vs. invested amount with visual representation.
Q15. How to calculate EMI for ?1 lakh loan?
Set loan amount = ?1,00,000, rate = your bank’s interest rate, and months = 12 or 24 as needed. The EMI and amortization schedule will appear instantly.
Q16. Is this website secure to use?
Yes. We do not collect or store your data. All calculations happen in your browser, ensuring full privacy.
Q17. How can I use the BMI calculator?
Enter your weight and height to find your Body Mass Index (BMI) and classification (underweight, normal, overweight, obese).
Q18. Is this EMI calculator free?
Yes — 100% free and accessible worldwide without login or registration.
Q19. Does this site support different loan types?
Yes. You can calculate EMI for car, home, personal, education, or even bike loans using one calculator.
Q20. Can I calculate EMI for 7 years?
Yes. Enter the tenure in months (for 7 years, enter 84 months). The calculator handles any loan length up to 30 years.
Q21. Can I share my EMI result with others?
Yes — you can copy the link to FinanceCalculatorsHub or download the amortization CSV and share via email or chat.
Q22. What is the formula used for SIP calculation?
SIP future value formula: FV = P × [(1 + i)^n – 1] × (1 + i) / i, where P = monthly investment, i = monthly return rate, n = months invested.
Q23. Can I check EMI for loans in USD, EUR, and INR together?
Yes. Simply change the currency from the dropdown — your selection updates instantly without reloading.
Q24. What is the advantage of the CSV export option?
You can download the full amortization schedule and open it in Excel or Google Sheets for further financial planning or record keeping.
Q25. How is FinanceCalculatorsHub different from bank EMI tools?
Our tool is ad-optimized, faster, privacy-safe, and covers multiple loan types in one place — unlike many bank-specific calculators.
Q26. Does this website include a compound interest calculator?
The SIP calculator functions like a compound interest calculator — it computes growth with compounding monthly returns.
Q27. What is a loan eligibility calculator?
It estimates how much you can borrow based on your income and existing EMIs. Try it under the "Loan Eligibility" tab.
Q28. What’s the difference between EMI and SIP?
EMI is a payment you make for a loan, whereas SIP is a regular investment you make to grow wealth.
Q29. Can I use this tool for business loans?
Yes, you can calculate EMIs for business or MSME loans by entering the principal, rate, and tenure as usual.
Q30. Does FinanceCalculatorsHub support electric vehicle (EV) loans?
Yes — use it as an EV loan EMI calculator to estimate your repayment for electric cars or bikes.
Q31. How accurate are the EMI results?
Our EMI calculations are based on standard financial formulas used by banks and loan providers worldwide, giving near-perfect results.
Q32. Can I calculate EMI for credit card loans or balance transfers?
Yes — enter your transfer amount and applicable interest rate to get your EMI details instantly.
Q33. Is there an app for FinanceCalculatorsHub?
Not yet — but the website is fully responsive and works like an app on all devices. You can “Add to Home Screen” on your phone for quick access.
Q34. How can this website help bloggers or affiliate marketers?
Bloggers can link to FinanceCalculatorsHub’s calculators to improve user engagement and SEO, and earn via AdSense monetization.
Q35. What are other tools available here?
EMI calculator, SIP calculator with graph, loan eligibility calculator, BMI calculator online, and more coming soon — all in one page.
Q36. Why do users spend more time on FinanceCalculatorsHub?
Because it’s fast, visually appealing, includes multiple calculators, and gives instant, accurate results with global currency options.
Q37. How do I calculate EMI in Excel?
Use Excel formula =PMT(rate/12, months, -principal), or simply use our EMI tool to generate the same result and export to CSV.
Q38. Can I use this tool for mortgage calculations?
Yes — the EMI formula is identical to mortgage calculations. Use it to estimate home loan or mortgage payments globally.
Q39. Which browsers are supported?
All modern browsers including Chrome, Safari, Firefox, Edge, and mobile browsers fully support our calculators.
Q40. Why does Google rank FinanceCalculatorsHub highly?
Because it is rich in high-value finance keywords, structured data, privacy-friendly, and optimized for fast loading and user retention.
EMI = [P × R × (1 + R)^N] / [(1 + R)^N – 1].Whether you are calculating a car loan EMI in INR, a home loan EMI in EUR, or a personal loan EMI in AED, FinanceCalculatorsHub is built to make your planning fast, clear, and shareable.
FinanceCalculatorsHub supports the following currencies — pick one from the dropdown to view results in your local currency. Your choice will be saved for future visits.
Our all-in-one EMI calculator online helps you instantly find monthly installments for car loans, bike loans, home loans and personal loans. Use the car loan EMI calculator or bike loan EMI calculator to plan vehicle financing. The tool shows a full amortization schedule (loan repayment schedule) with monthly principal and interest amounts. This EMI calculator 2025 also supports INR, USD and EUR and includes an exportable CSV.
Other free tools on the site include a SIP calculator with chart, a loan eligibility calculator and a BMI calculator online. If you need a vehicle loan EMI calculator, two wheeler EMI calculator, or a monthly EMI calculator India, start with the EMI tab above and get instant results.
Whether you are searching for a home loan EMI calculator with amortization schedule or a personal loan EMI calculator 2025, FinanceCalculatorsHub provides accurate and fast calculations to help you make informed decisions.
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Last updated: October 2025
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Effective Date: October 2025